Residential Assistance

Whether you’re buying a first home or moving into another, we have the resources to help.

First-Time Homebuyers:

From a down payment to the closing costs, there are plenty of steps to purchasing a home. See below for resources that make buying a home easier and more affordable:

The New Jersey Housing and Mortgage Finance Agency

• Participating lenders
• Down Payment Assistance Program
• First-Time Homebuyer Mortgage Program
• Police and Firemen’s Retirement System Mortgage Program

New Jersey Community Capital

• Mortgage assistance for low-to-moderate income populations
• Pre-purchase counseling
• Loan counseling and financial education

New Jersey Citizen Action

• First-time homebuyer counseling

Homeowners:

See below for resources for paying your bills and various counseling services:

Submitting Payments

• Taxes
• Utility Bills

Resources and Counseling

• Foreclosure counseling
• Refinancing

Renters:

Newark supports renters looking for affordable units, whether you’re single, a family, or a senior

• Affordable housing opportunities
• Housing Choice Voucher Program (Section 8)
• Public housing opportunities
• Legal Resources

Get Started Here: Business Assistance Request Form